Chip Cards

EMV is the newest technology for point-of-sale terminals that offers our members more security and prevention from card skimming, counterfeit replication and other types of card fraud. With your security as our top priority, your Financial Access Federal Credit Card EMV card has an embedded microprocessor chip in it that encrypts transaction data differently for each purchase. A credit card or debit card with a microchip is more secure than one with just a magnetic stripe on the back because the account information is encrypted in the chip making it more difficult to fraudulently copy the card’s details.