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Line of Credit

One of our most popular loans is a Line of Credit.

Line of Credit (LOC) is available to members who have a checking account and this product can be also be used as overdraft protection. This loan product gives members access to funds on a revolving basis. Funds can be accessed up to the amount of the credit limit. All payments that are made allow for a corresponding amount of funds to be made available again on the account. This account gives members access to loan proceeds and reports as a revolving loan similar to a credit card on your credit report. If managed properly an LOC can be utilized to increase the capacity portion of your credit profile (30% of your credit score) and improve your credit score as a whole.

Enjoy the convenience of accessing your available line of credit by visiting our Bradenton office, Call-24 our 24 hour Touch Tone Teller as well as through MCFCU's online banking.

You can make your payments through payroll deduction or as an automatic transfer from your Manatee Community Federal Credit Union account. You may also transfer from your account to make payments online through MCFCU's online banking. Our Line of Credit Loan can also be used as overdraft protection for a MCFCU checking account. Overdraft protection helps protect you against any mis-calculations with your checking account.

Application STEPS - As Easy As 1-2-3

  1. Not a Member yet? Open your membership, fund your account and return back here to submit your required documents.
  2. Submit required documents - 2 recent paystubs 
  3. Complete the Loan Application Online   (Click here for an optional worksheet to use prior to applying online)

 

* Required Fields

    • REQUIRED DOCUMENT SUBMISSION
      In order to complete your application, the following information must be submitted.






    • * Phone
      ( ) - ext

    • Apple devices do not support uploading files other than images.

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