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Financial calculators

Loan Rates

Loans
Effective Date: Friday, November 16th, 2018
NameAnnual Percentage Rates*
Rates and terms subject to changes at any time at the discretion of Manatee Community Federal Credit Union Board of Directors.
New auto-loan **2.74% - 18.00%
Used auto-loan **2.99% - 18.00%
New RVs 6.00% - 18.00%
Used RVs 6.00% - 18.00%
New Motorcycles 6.00% - 18.00%
Used Motorcycles 6.00% - 18.00%
New Boats 6.00% - 18.00%
Used Boats 6.00% - 18.00%
Personal Loan 9.70% - 18.00%
Term line of credit (Term LOC- provides overdraft protection on associated checking account. Advances processed in any dollar amount available on Loc.) 9.70% - 18.00%
Overdraft Protection (Provides overdraft protection on associated checking account. Advances made by overdraft only.) 9.70% - 18.00%
Fresh Start (Credit Re-builder) 8.5% - 8.5%
Credit Builder 15.70% - 18.00%
Saving Secured Loan 3.00% over the rate paid on the account being pledged
Certificate Secured Loan 3.00% over the rate paid on the account being pledged
MasterCard (Regular) 13.92% - 13.92%
MasterCard (Secured) 13.92% - 13.92%

*Rates may vary based on credit worthiness

**Rate disclosed based on maximum MCFCU Rewards discount (.25% for direct deposit; .25% for automatic payment from MFCU account).
Auto must be new or used purchase or transfer from other financial institution
Discount rate NOT available with Big Savings Promotion
The qualifications must be met at time of approval and loan disbursement
Floor Rate 2.24%

 

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