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Loan Rates

Loans
Effective Date: Sunday, April 23rd, 2017
NameAnnual Percentage Rates*
Rates and terms subject to changes at any time at the discretion of Manatee Community Federal Credit Union Board of Directors.
New auto-loan **1.75% - 18.00%
Used auto-loan **2.24% - 18.00%
New RVs 6.00% - 18.00%
Used RVs 6.00% - 18.00%
New Motorcycles 6.00% - 18.00%
Used Motorcycles 6.00% - 18.00%
New Boats 6.00% - 18.00%
Used Boats 6.00% - 18.00%
Signature Loan 9.70% - 18.00%
Term line of credit (Term LOC- provides overdraft protection on associated checking account. Advances processed in any dollar amount available on Loc.) 9.70% - 18.00%
Overdraft Protection (Provides overdraft protection on associated checking account. Advances made by overdraft only.) 9.70% - 18.00%
Fresh Start (Credit Re-builder) 8.5% - 8.5%
Credit Builder 15.70% - 18.00%
Saving Secured Loan 3.00% over the rate paid on the account being pledged
Certificate Secured Loan 3.00% over the rate paid on the account being pledged
MasterCard (Regular) 13.92% - 13.92%
MasterCard (Secured) 13.92% - 13.92%

*Rates may vary based on credit worthiness

**Rate disclosed based on maximum MCFCU Rewards discount (.25% for direct deposit; .25% for automatic payment from MFCU account).

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