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We provide great loans

2nd Chance Loans

MCFCU recognizes that sometimes bad things happen to good people.

If you have had a repo or just have a low credit score due to problems in the past this loan could be perfect for you. Don’t get caught in the Buy-Here Pay-Here trap. MCFCU is ready to give you a 2nd Chance.

We can help you find the right car or simply finance the car that you have already picked out. We make available tools to protect your investment. Gap Insurance to cover any outstanding balances in the event your car is totaled and your insurance doesn’t cover the compete outstanding balance. High quality warranties to protect you against expensive repair bills. Don’t hesitate let MCFCU give you a second chance today.

Application STEPS - As Easy As 1-2-3

  1. Not a Member yet? Open your membership, fund your account and return back here to submit your required documents.
  2. Submit required documents - 2 recent paystubs and purchase agreement 
  3. Complete the Loan Application Online (Click here for an optional worksheet to use prior to applying online) 
    * Required Fields

      • REQUIRED DOCUMENT SUBMISSION
        In order to complete your application, the following information must be submitted.






      • * Phone
        ( ) - ext

      • Apple devices do not support uploading files other than images.

        All document submissions are secure and protected.

    Apply Now

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